One of the most important aspects of keeping up your home is protecting it with Homeowners Insurance. Although you try to brace your home against possible accidents and disasters, it is impossible to avoid everything. That is why you need a home insurance policy reliable enough to cover your items, belongings and family. The Walls Insurance Agency, LLC. is an independent agency dedicated to creating long-lasting relationships with each client. We will work closely with you to tailor a home insurance policy fit for your insurance needs and your budget.
A typical homeowners insurance policy may include coverage such as:
Everyone’s insurance needs are different, especially depending on your location and the value of your home. In general, it is recommended that you carry enough home insurance to cover the total replacement cost value of your home.
The total replacement cost value of your home is how much it would cost to completely rebuild the house after a disaster, including building and material costs. You may have seen this term in relation to the 80% rule in home insurance. The 80% rule states that you must carry at least 80% of your home’s total replacement cost value in home insurance, otherwise you may have gaps in your coverage when it comes time to file a claim.
Contact us today! Call us at (512) 647-2338 or fill out an online quote form to get started.
Homeowners insurance costs vary heavily depending on several different factors, including your location, coverage limits, deductible, the value of your home, credit score and more. Fill out an online quote form to see how much you can save on homeowners insurance.
Ideally, you should purchase home insurance by the time you are ready to sign on a home. This guarantees that you will be covered before even stepping inside.
There is no set limit to how many homeowners insurance you can claim. On average, you should not file multiple homeowners insurance claims in a short amount of time. Filing more than three homeowners insurance claims within a five year period may raise some red flags for your insurer.
Homeowners Insurance policies may automatically renew each year as long as you continue monthly premiums.