Boat Insurance policy is an important one. Unless you have a true recreational vehicle insurance package, you could be in for an unpleasant ordeal should you experience a loss with your boat or watercraft.
Our A + rated motorhome insurance and travel trailer insurance companies provide coverages far above and beyond the modest coverage provided by your auto insurance company.
As an independent agency, The Walls Insurance Agency, Inc. does the hard work for you. We will work with you on a personalized basis to match you with a car insurance policy tailored for your needs and your wallet.
You’ll enjoy the water ever more when you’re not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:
Things to consider and questions to ask your agent about Boat Insurance
Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.
The personal watercraft policy covers:
Liability limits start at $15,000 and can be increased to $300,000.
Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.
Additional coverage can also be purchased for trailers and other accessories.
You should talk to your insurance representative about the type of coverage that would best suit your needs.